Our guest on this episode of The Bolder Banking Podcast is Brad Spears, SVP/Director, Member Relationships at Federal Home Loan Bank of Des Moines.  Brad leads a team of ten relationship managers who serve nearly 1,300 members in 13 states.

In this episode we focus on what the Federal Home Loan Bank System does for the Banking industry, how it responded to the SVB failure, how banks should be addressing their liquidity and what banks should be prepare for in their next bank exam.